US mobile housing

The interest rate is fixed for the first month. Afterwards, the interest rate may adjust, and subsequent adjustments may occur monthly thereafter. The loan amount is amortized over 30 years.

Eligible Property Types:
Single-family residences, condos and multi-family homes.

Eligible Occupancies:
Primary residences and second/vacation homes.

Eligible States:
All states are eligible for the 1 month LIBOR adjustable rate mortgage.

Income Documentation:
Full or stated verification is available.

Index:
1 month LIBOR, as listed in the Wall Street Journal

Margin:
2.00%

Interest Rate Caps:
10.95% lifetime cap.

Maximum Loan Amount:
$1 million. If you need to borrow more than $1 million, please contact a mortgage loan officer.

Loan-to-Value:
80% maximum LTV

Pre-payment penalty:
This product is available with a no pre-payment penalty.

The interest rate is fixed for the first three (3) years. Afterwards, the interest rate may adjust, and subsequent adjustments may occur semi-annually thereafter. The loan amount is amortized over 30 years.

Eligible Property Types:
Single-family residences, condos and multi-family homes.

Eligible Occupancies:
Primary residences, second/vacation homes and investment properties.

Eligible States:
All states are eligible for the 3/6 adjustable rate mortgage.

Income Documentation:
Full, low or no income and asset verification are available.

Index:
6 month LIBOR, as listed in the Wall Street Journal

Margin:
2.50%

Interest Rate Caps:
2.00% initial cap, 1.00% semi-annual cap and 6.00% lifetime cap.

Maximum Loan Amount:
$1 million. If you need to borrow more than $1 million, please contact a mortgage loan officer.

Loan-to-Value:
95% maximum LTV

Pre-payment penalty:
This product is available with a no pre-payment penalty.

The interest rate is fixed for the first five (5) years. Afterwards, the interest rate may adjust, and subsequent adjustments may occur semi-annually thereafter. The loan amount is amortized over 30 years.

Eligible Property Types:
Single-family residences, condos and multi-family homes.

Eligible Occupancies:
Primary residences, second/vacation homes and investment properties.

Eligible States:
All states are eligible for the 5/6 adjustable rate mortgage.

Income Documentation:
Full, low or no income and asset verification are available.

Index:
6 month LIBOR, as listed in the Wall Street Journal

Margin:
2.25%

Interest Rate Caps:
5.00% initial cap, 1.00% semi-annual cap and 5.00% lifetime cap.

Maximum Loan Amount:
$1 million. If you need to borrow more than $1 million, please contact a mortgage loan officer.

Loan-to-Value:
95% maximum LTV

The interest rate is fixed for the full term of the mortgage. Principal and interest payments are fixed for the full term of the mortgage. The loan amount is amortized over 15 years.

Eligible Property Types:
Single-family residences, condos and multi-family homes.

Eligible Occupancies:
Primary residences, second/vacation homes and investment properties.

Eligible States:
All states are eligible for the 15 year fixed rate mortgage.

Income Documentation:
Full, low or no income and asset verification are available.

Maximum Loan Amount:
$1 million. If you need to borrow more than $1 million, please contact a mortgage loan officer.

Loan-to-Value:
95% maximum LTV

The interest rate is fixed for the full term of the mortgage. Principal and interest payments are fixed for the full term of the mortgage. The loan amount is amortized over 30 years.

Eligible Property Types:
Single-family residences, condos and multi-family homes.

Eligible Occupancies:
Primary residences, second/vacation homes and investment properties.

Eligible States:
All states are eligible for the 30 year fixed rate mortgage.

Income Documentation:
Full, low or no income and asset verification are available.

Maximum Loan Amount:
$1 million. If you need to borrow more than $1 million, please contact a mortgage loan officer.

Loan-to-Value:
95% maximum LTV